As of the 18th October my entire family was put at risk of ID Fraud by the UK Government.
Government advice at this time is to change passwords and keep an eye bank accounts.
What the government is failing to warn us about is the need for vigilance of our credit records. Although my data lost by HM Government could be limited to my name, address, NI number, and bank account details, these snippets could used to make many credit card, loan, hire-purchase and mortgage applications.
Assuming the Taxman’s CDs are never found, my 21-month-old son will have to check his credit record for bogus applications at his own expense for the rest of his life.
Any future ID Card refusal can be justified solely on the back of this fiasco.
Ironically whilst typing this post I have just received an email from credit reference agency Experian cashing in on the recent HMRC Fraud fears and trying to make £6.99 a month out of me.
